Make sure that you have the consent of your insurance company before attempting to settle with the other party's insurance company. Why? Your insurer has certain rights in place and needs to be informed of any activity regarding the other insurer. You also want to make sure that you are making the right decision and your agent will be able to guide your through the process of dealing with another insurer. Remember, you are paying for the expertise of you agent, use this knowledge to your advantage and protect yourself.

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