April 4, 2008, Newsletter Issue #111: Auto Insurance Coverage: Comprehensive Physical Damage Option

Tip of the Week

Car insurance Comprehensive Physical Damage coverage is an option for private passenger vehicles. Under this auto insurance coverage, the insured car is covered for physical damage caused by forces other than a car collision.

Examples of covered damage include:

* Losses caused by climate
* Losses caused by animals
* Losses caused by fire

Comprehensive insurance coverage also covers damages incurred if the auto is stolen, but varies based on the amount specified in your auto insurance policy.

* To keep premiums low, select a high deductible for your Comprehensive Physical Damage coverage.

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