June 18, 2010, Newsletter Issue #221: Free Quote on Liability Insurance

Tip of the Week

Insurance is a necessity. If you drive, you have to have at least basic liability car insurance. If you are wondering how auto liability insurance works, that is the first step to getting better auto liability insurance quotes because understanding auto liability insurance makes you a more informed consumer. If you own your car outright, you can choose to have liability only coverage and that protects you in case you injure someone else in an accident. If you only have the basic state minimum coverage your auto liability insurance rates will be the lowest possible based on only the type of car you are driving and your driving record. Some companies take credit scores into consideration as well.

If you need basic liability car insurance, first find out what your state minimums are and then get online and get a free quote. Since liability covers medical bills and the bills to repair another car if the accident is your fault, you may find that if you ask, "What is liability car insurance?" with an agent on the other end of the phone the agent will tell you that you need basic liability car insurance at levels higher than the state minimums. That is because, in most cases, if you hit an expensive car your state minimums won't be enough to fix that car and you will be responsible for paying the difference.

About LifeTips

Now one of the top on-line publishers in the world, LifeTips offers tips to millions of monthly visitors. Our mission mission is to make your life smarter, better, faster and wiser. Expert writers earn dough for what they know. And exclusive sponsors in each niche topic help us make-it-all happen.

Exclusive Sponsor

CarInsurance.com provides all the information necessary to help our customers make an educated decision when it comes to auto insurance. in addition to the tips provided by LifeTips, we also offer an online Learning Center on our site.

Our Learning Center contains a variety of information from Articles on auto insurance and other car topics, to the last in insurance related news headlines. We also have a Questions & Answers section to help you find answer to some of the most commonly asked questions, and we encourage you to ask your own questions as well.

Stay informed with all the tools available at CarInsurance.com to help you get the most affordable rates for the right coverage.