The Liability Coverage offered by rental car companies varies from state-to-state. The rental companies are required to carry the minimum amount of liability coverage required by your state.
The excess liability coverage provides up to $1 million for the time you rent the car, but is usually not enough to cover a serious accident. If you have car insurance for your personal auto and/or have homeowner's insurance coverage, you may not need to purchase liability rental car company insurance.
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