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Let's say you've decided to go with an online car insurance provider. You've completed your initial research and found an online car insurance provider with financial stability and excellent customer service. The next step before you purchase your policy is to compare online car insurance rates. Most online car insurance company websites will allow you to compare different levels of coverage within their company. You may be amazed to find out that higher levels of coverage do not cost much more than the minimum level of coverage. Make sure you understand the terms and policy features that are offered by the online car insurance company so you can find the best level of coverage for your personal needs.