Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Car Insurance Comparisons and other Car Insurance topics.
When you are looking for the best car insurance comparison, make sure you are comparing everything equally. If you only have the state minimum for coverage, but are thinking about increasing your coverage for more protection, do not run your quote with the higher limits or you will find that every auto insurance rate comparison you receive is more expensive than what you already have. That's because you're taking your cheap policy with low limits and comparing it to a policy with higher limits that would cost more. First compare the exact coverages you have on your current policy with another company, that way you are looking at policies that cover the same thing for the same amount. When you do this you can see in your comparison of auto insurance quotes which policy is really less expensive.
Once you find the least expensive policy, you know that they will still be the best value once you raise those coverages, even if it is more expensive than your original policy. If you really want to do your auto insurance comparison with the higher rates, call your current company and get a quote for the higher rates and then use that number as your baseline for comparison of auto insurance quotes.