How Can Defensive Driving Help Me?
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If you want to turn your regular auto insurance into budget auto insurance, one way you might be able to get the premium lower is through a defensive driving class. If you're wondering, "What is defensive driving?" There are two definitions but they both mean basically the same thing:
- A course or series of courses you can take at your local department of motor vehicles or licensing station that will give you a certificate upon completion. The class covers defensive driving tips, defensive driving facts, and other things that can help make you a safer driver and lower your auto insurance premium by providing your certificate of completion.
- Even if you do not have a certificate program or your auto insurance agent does not give a discount for your certificate, when you are able to define defensive driving you can then use those techniques in your everyday driving to make you a safer driver. Safe drivers always have lower premiums than drivers who aren't paying as much attention, because they get into fewer accidents.
The use of defensive driving is always a great idea, but many insurers will only give you the discount if you're either under 25 or over 55 and were not required to take the class.