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What makes insurance estimates vary?

Differences in Insurance Estimates for Cars

You'll find that when you search for auto insurance, your insurance estimates for cars will vary based on the type of car you drive. This discrepancy in insurance estimates for cars occurs for many reasons, including:

Some cars are more expensive to repair. Insurance estimates for cars that are foreign, have few replacement supplies or expensive replacement costs, and that require a lot of manual labor to repair will always be more expensive to insure because insurance companies are taking on more risk when they insure them.
Some cars are more likely to get stolen. Insurance estimates for cars that are among the most often stolen models will be more expensive because the insurer realizes there is more likelihood that these cars will be involved in a claim.

So if you're in the market for a new or used vehicle, keep the potential insurance costs in mind. Steer clear of models that are often stolen and avoid those that have expensive repair costs. That way, you can afford to buy both your car and your insurance.

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