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Students often don't like the idea of adding the responsibility of auto insurance payments to their academic and budgetary obligations. For this reason, they often leave their insurance responsibilities in the hands of their parents. But auto insurance for students is a far different animal than auto insurance for working professionals, and, as such, should be treated as individual coverage under the parents' umbrella rather than like the parents' policy.
Considerations for Auto Insurance for Students
Here are a couple of points you should consider with your auto insurance coverage: