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By doing a car insurance comparison before you purchase a vehicle you will have a better understanding of what you may be able to afford. Many people will visit a car lot, pick out a vehicle, take it for a test drive and rush back to complete the paperwork before they drive it home without ever checking to see what the monthly payment is going to be for their vehicle insurance. If you are someone that has too much money and you just do not know what to do with it all that is fine you may do this if you feel it is right but in most cases many people are shocked to find out the amount of their vehicle insurance and by that time it is too late.
Most insurance companies can offer you a quote for a variety of year vehicle that you are considering for purchase, for example, if you are considering a 2010 Dodge Stratus but may consider an older one simply check with your insurance agent to see what the different is for a 2010, 2009, 2008 and even a 2007 model. You may be surprised at the amount of the actual policy when the vehicle is a new one compared to one that is just a couple of years old.