Should You Buy Insurance For a Rental Car?

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Should You Buy Insurance For a Rental Car?

If you are planning on renting a car, it is important that you do some research beforehand to determine whether or not to purchase rental car insurance. Most of the time, obtaining it from the rental car agency is going to be more expensive. Knowing your options before you rent the car is beneficial to you and your wallet.

First of all, if you have car insurance, call your provider to see what is included on your policy in the event you are in an accident while driving a rental car.

If you do not have car insurance, you can check with your homeowner's insurance and see if there is any rental car insurance included in your policy.

If you do not have either of these policies on your own, it is possible to obtain rental car insurance from your credit card company too. Calling them, they can tell you what options that they offer.

The last option is to obtain rental car insurance from the rental car agency. This should be used as a last resort, as it is usually more expensive.

It is best to prepare yourself and not spend any money unnecessarily. It is important to carry the rental car insurance as you may put yourself in a bigger financial hardship if you were to be in an accident with no insurance.

   

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