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The Components of the Auto Insurance Policy

A car insurance policy outlines the types of coverage that apply to the insured auto. A car insurance policy for a private passenger auto can contain different types of coverage:

* Liability
* Medical Payments
* Uninsured Motorist (or Underinsured Motorist)
* Comprehensive
* Collision

Most states require car owners to have a minimum amount of Liability coverage in their auto insurance policy.

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