Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about High Risk Auto Insurance and other Car Insurance topics.
There are several factors that are considered when determining if a driver is eligible for high-risk car insurance. The number of accidents you have been involved in -- whether they are your fault or not -- is the most obvious one. Your sex, age, and location (urban vs. rural) is also considered.
Carrying auto insurance for a consistent period of time is important since failure to do so implies driving without coverage or a cancelled policy. Even your credit history is examined since people with poor credit tend to file more auto insurance claims.