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For private passenger cars, car owners can elect to have Rental Car Reimbursement coverage added to their car insurance policy. The reimbursement coverage pays for a rental car in the event that the insured auto is not drivable or is in the shop for repairs made necessary in a covered auto accident.
The Rental Car Reimbursement does not cover car rental for everyday or business purposes; however, if your car insurance policy includes collision and comprehensive coverage, a rental car used for pleasure may be covered.