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Auto Insurance Coverage: Medical Payments OptionCar insurance Medical Payments Coverage is an option for private passenger vehicles. Under this auto insurance coverage, the insured driver and his/her passengers, if injured in an accident, have their medical expenses covered. The insured driver is also covered if he is hit by another car as a pedestrian. Medical payments coverage pays the insured regardless of who is at fault in the accident, but varies based on the amount specified in your car insurance policy.
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