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Car Insurance Tips
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Who you, a Guru? After you read these 228 Car Insurance tips, you'll be one. But we're looking to recruit a Guru to blog, write a 101 tip Car Insurance book, and become a leader of this community.
Who you, a Guru? Apply now.
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Collision Coverage & the Replacement Cost Coverage OptionTypical collision car insurance coverage only reimburses the car owner up to the actual cash value of the vehicle before the accident. An option some car owners add to their policy (for an extra premium) gives replacement-cost coverage for new or nearly new cars under the collision car insurance coverage. This option gives the car owner the full cost of replacing the car with a new or very similar car if the car is considered a total loss.
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