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If your driving record is clean -- no traffic or moving violations -- you may be eligible for a no-claims bonus on your comprehensive car insurance policy.
The discount is given as follows:
* 20 percent for the first year;
* 35 percent for the second year;
* 50 percent for the third year;
* 65 percent for the 4th year (which is the maximum rate)
If you buy a new car, you can transfer your no-claims auto insurance bonus from the current insurance policy to the new one.