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What are the procedures for filing a claim against my auto insurance policy when my car is a total loss?

Filing a Car Insurance Claim When Your Car is a Total Loss

If you are involved in a serious auto accident, and your car is deemed a total loss, you must turn over the car, the registration, and all duplicate keys to your car insurance company during the automobile insurance claim process.

You must also transfer the ownership of the car to the auto insurance company and submit a letter of indemnity and subrogation.

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