When you get in an accident and need replacement parts for your car, your car insurance company determines what type of parts will be used. The company will specify in the policy what they will pay for in terms of parts quality. Generally, a car insurance company will pay for “new factory,” “like kind and quality” or “aftermarket” parts to replace damaged car parts. It is highly recommended, especially if you have a newer car, that you find a policy that insists upon new factory parts. Avoid “aftermarket” parts requirements, because these parts are of lower quality. Many states do not allow car insurance companies to insist upon “aftermarket” parts without customer approval. Minnesota is the only state in the nation that completely bans the requirement of “aftermarket” parts.
Now one of the top on-line publishers in the world, LifeTips offers tips to millions of monthly visitors. Our mission mission is to make your life smarter, better, faster and wiser. Expert writers earn dough for what they know. And exclusive sponsors in each niche topic help us make-it-all happen.
CarInsurance.com provides all the information necessary to help our customers make an educated decision when it comes to auto insurance. in addition to the tips provided by LifeTips, we also offer an online Learning Center on our site.
Our Learning Center contains a variety of information from Articles on auto insurance and other car topics, to the last in insurance related news headlines. We also have a Questions & Answers section to help you find answer to some of the most commonly asked questions, and we encourage you to ask your own questions as well.
Stay informed with all the tools available at CarInsurance.com to help you get the most affordable rates for the right coverage.