No matter what happens to your auto -- an accident, fire, flood, theft, or vandalism -- you should call your car insurance agent immediately, even if you are out of the state. Find out what paperwork he or she requires and send them copies as soon as possible, keeping the originals. Also keep track of any expenses you incur during the auto insurance claim process. If you are not be at fault for the accident, your expenses may be covered by the car insurance company of the party at fault.
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