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A lot of people focus on price alone when they are comparing car insurance policies. We are a nation of bargain-seekers so it is only natural that the average consumer looks to get the best deal on their auto insurance policy. However, to truly understand the value of a car insurance policy you must look beyond price. You want to look for the most comprehensive coverage for the best price. While most states require minimum liability coverage, it is in your best interest to obtain coverage for collision, property damage and bodily injury. When you are comparing the prices of auto insurance policies make sure to compare similar policies with similar features to find the most affordable plan for your needs.