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Do you belong to any clubs? If so, you may be eligible for discounts on your car insurance policy. Young drivers car insurance can be discounted for many different affiliations. For example, GEICO offers discounts for young drivers who are members of fraternities, the Golden Key National Honor Society and many other student organizations. If you are a AAA member, you can receive discounts if you obtain car insurance with AAA's insurance partner American Insurance Group. When you are shopping for car insurance, ask the car insurance company you are considering if there are any special discounts for club membership.