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With the rising costs there are things that can work in the customer's favor to lower their car insurance policy rate. Auto insurance discounts are credits that your agent can issue for certain safety and incentives made on behalf of the customer. For instance, the anti-lock brake credit is given for vehicles that utilize this safety system. Installing car alarms, lojacks and even steering wheel locks can earn a driver the anti-theft credit. There are credits for those who are environmentally conscious, such as the carpool credit. Younger drivers can take advantage of the good student credit which awards discounts based on academic performance. Talk with your agent today to find out if you are eligible to add any of these money saving discounts to your auto insurance policy.