Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Rental Auto Insurance and other Car Insurance topics.
Do you need rental car insurance? You might. In most cases you have to have comprehensive and collision insurance (also called full coverage insurance) in order to even be allowed to purchase automobile rental insurance. If you want to know is rental car insurance necessary, it isn't necessary the way liability insurance is. It is not required by law, but if you are in an accident and need to get to and from work while your car is in the shop, car insurance for rental cars will be the coverage that gets you there.
If you can afford a rental car out of pocket if you get into an accident, then rental car insurance coverage isn't as important, but the coverage is usually very inexpensive and even if you can afford a rental car, with the price tag of rental cars it might be a money saver to have the rental coverage on your policy.
Here are a few rental car insurance tips: