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Your age can affect your car insurance premium costs both positively and negatively. Age and car insurance premium costs work both directly and inversely, depending on how old you are. At one point in your life, you'll find that your rates get lower as you get older. But once you're over the age of 65, you could find that your rates start going up instead of down.
Once you reach a certain age, you're more likely to have an accident. This increased risk results in increased car insurance premiums. It's unlikely that your driving will improve once you reach the age of 70, so your rates will just continue to rise each year as your driving presumably becomes riskier.
At one point in your life, you transition from being an inexperienced teen driver to being an experienced adult driver. Once you reach this crucial point, you'll find that your rates get lower as you age because you're continuing to gain experience.