Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Car Insurance Rates and other Car Insurance topics.
There are many factors to determining the cost of auto insurance rates including which part of the country that you reside in. If you live in California and have a 2001 Ford Taurus your insurance rate may be $175 a month but if you have the same type of vehicle with the exact same amount of coverage but live in Florida your rate may be $100 a month.
Another key factor in the auto insurance rates will depend on your driving record. If you have a clean driving record over a five to seven year period of time than your insurance rate will be less than someone that has had vehicle violations or accidents. The amount of years will vary depending on the state that you reside in.
By making a few phone calls to insurance companies in your area you may be able to save a lot of money without much effort at all. Make sure that you compare all the same aspects of your insurance policy that you currently have to make sure you are receiving a quality comparision.