July 30, 2010, Newsletter Issue #227: How Can Defensive Driving Help Me?

Tip of the Week

If you want to turn your regular auto insurance into budget auto insurance, one way you might be able to get the premium lower is through a defensive driving class. If you're wondering, "What is defensive driving?" There are two definitions but they both mean basically the same thing:
A course or series of courses you can take at your local department of motor vehicles or licensing station that will give you a certificate upon completion. The class covers defensive driving tips, defensive driving facts, and other things that can help make you a safer driver and lower your auto insurance premium by providing your certificate of completion.Even if you do not have a certificate program or your auto insurance agent does not give a discount for your certificate, when you are able to define defensive driving you can then use those techniques in your everyday driving to make you a safer driver. Safe drivers always have lower premiums than drivers who aren't paying as much attention, because they get into fewer accidents. The use of defensive driving is always a great idea, but many insurers will only give you the discount if you're either under 25 or over 55 and were not required to take the class.

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