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If you have points on your driver's license, and your car insurance premiums are creeping upward, consider taking an online defensive driving course. Defensive driving courses emphasize safe driving habits and remind motorists of simple, life-saving traffic laws. Taking the online course will help you dismiss traffic tickets and bring your car insurance premiums down. Online defensive driving courses can be taken in the privacy and comfort of your own home, at your own pace.
Online defensive driving courses allow you to gain all the advantages of taking the course on your time, at your pace, in your home. No more traveling to inconveniently located government buildings during the work week -- you can take online defensive driving courses anywhere you are 24 hours a day, seven days a week. Most government agencies will dismiss a ticket for successful completion of the course, and most insurance companies will give you a 10 percent discount as well.
Many online defensive driving course websites also offer a version of the course on VHS or DVD. Simply order the course -- either online or via telephone -- and take the course anywhere you are, at your pace, on your time. Video defensive driving courses offer the same advantages of online defensive driving courses: most government agencies will dismiss a ticket for successful completion of the course, and most insurance companies will give you a 10 percent discount as well.
State approval of online defensive driving courses or driver improvement courses vary. Verify your state's position on online defensive driving before you begin any course. Most online training websites provide a list of states that approve and accept their defensive driving course certification. Consult the list, then sign up online. Most courses only take six hours to complete and can be taken anywhere, anytime, 24 hours a day, seven days a week.
If you want to turn your regular auto insurance into budget auto insurance, one way you might be able to get the premium lower is through a defensive driving class. If you're wondering, "What is defensive driving?" There are two definitions but they both mean basically the same thing: