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Most individuals are focused only on the price of their car insurance quotes. The goal for many is to get the lowest possible monthly premium. Insurance payments seem unnecessary to some, but are required by law in most states. If you are searching only for the cheapest car insurance rates, you may miss out on some valuable policy features. Before you accept a low car insurance quote, make sure it is offering all of the features that you need. Read all of the policy details carefully and decide what types of coverage you need. Sometimes cheap car insurance rates do not provide adequate coverage.