Business Car Insurance & Employee Automobiles

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Does business car insurance cover employees who drive their own cars for business purposes?

Business Car Insurance & Employee Automobiles

Small business car insurance policies cover the automobiles of employees who use their own cars for business purposes IF the business owner purchases non-owned liability coverage.

Business owners can also select optional non-owned physical damage coverage to cover repairs to the employees' automobiles; however, the employees' personal auto insurance is still the primary coverage for damage to their cars. Shopping for an car insurance company online helps businesses find the auto insurance carrier best suited to their particular industry.

   

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