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Your car insurance policy lists items, situations, and circumstances that are NOT insured.
Examples of auto insurance Exclusions include:
* A loss that occurs when someone not insured by your car insurance is at fault;
* A loss that is deliberately caused;
* A loss that occurs during a time period when car insurance premiums are unpaid or overdue;
* A loss that occurs as the result of war, civil unrest, rebellion, or revolution.