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If you are also working while attending school, this may work to your advantage when it comes to getting cheap student car insurance. Car insurance companies recognize a difference between personal vehicle usage and usage for business purposes. If you use your car most often to travel to and from work, you may be eligible for a discount on your car insurance policy. Make sure to ask your insurance agent about this type of discount. If you are obtaining a quote online, search the frequently asked questions section of a car insurance company's website to find out if they offer this type of discount.