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What is covered by your car insurance policy is entirely up to you. Once you have fulfilled the minimum state requirements for liability coverage in your auto insurance policy, you can tailor the remainder of your policy to fit your specific needs.
For private passenger autos, car owners can select coverage for the car;
* Coverage against collisions;
* Coverage for damage to your car from outside sources;
* Coverage against damage from uninsured or underinsured motorists;
* Coverage for medical payments for yourself and your passengers.
Find out what your state requires and get a car insurance quote online.