State Requirements for Auto Insurance Coverage

Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Car Insurance and other Car Insurance topics.

Can I drive my auto without having car insurance?

State Requirements for Auto Insurance Coverage

New Hampshire and Wisconsin are the only U.S. states that do not require liability car insurance coverage; however, these states do have financial responsibility laws.

These laws require car owners to have the assets necessary to cover any claims that are their fault. If you take out a loan to pay for your auto, the loan company may require collision and comprehensive auto insurance, even if your state of residence does not. Find out what your state requires and get a car insurance quote online.



Nobody has commented on this tip yet. Be the first.


URL: (optional)


Not finding the advice and tips you need on this Car Insurance Tip Site? Request a Tip Now!

Guru Spotlight
Jennifer Mathes, Ph.D.