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Does my car insurance policy cover my use of a rental car?

Auto Insurance and Rental Cars

For private passenger cars, car owners can elect to have Rental Car Reimbursement coverage added to their car insurance policy. This reimbursement coverage pays for a rental car in the event that the insured auto is not drivable or is in the shop for repairs made necessary in a covered auto accident.

The Rental Car Reimbursement does not cover car rental for everyday or business purposes; however, if your auto insurance policy includes collision and comprehensive coverage, a rental car used for pleasure may be covered.

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