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Studies conducted by statisticians and actuaries show that a driver who has had an accident or received a ticket for a traffic violation is more likely to have an accident or receive a ticket in coming years.
As a result, car insurance companies charge drivers who have filed auto insurance claims against their policy higher auto insurance rates. In fact, insured drivers who simply inquire about making a claim against their insurance can see their car insurance rates rise. To find the best car insurance rates, shop for cheap car insurance online.