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Should I purchase car insurance when I rent an auto?

Questions to Ask Before You Purchase Rental Company Car Insurance

Drivers of rental cars need auto insurance to cover the vehicle in the event of an accident. Before you purchase rental car insurance, check with the car insurance company of your personal vehicle.

If you have collision and comprehensive coverage, and the rental car is being used for pleasure (and not business) purposes, your rental car may be covered. You may also want to check with your major credit card companies. Many offer rental auto insurance to their members, but the amount varies greatly.

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