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Does my car insurance policy cover my use of a rental car?

Private Passenger Car Insurance Vs. Rental Company Car Insurance

For private passenger cars, car owners can elect to have Rental Car Reimbursement coverage added to their car insurance policy. The reimbursement coverage pays for a rental car in the event that the insured auto is not drivable or is in the shop for repairs made necessary in a covered auto accident.

The Rental Car Reimbursement does not cover car rental for everyday or business purposes; however, if your car insurance policy includes collision and comprehensive coverage, a rental car used for pleasure may be covered.

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