Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Auto Insurance Points and other Car Insurance topics.

How do speeding tickets, or "points," affect my auto insurance policy?

Monitoring Your Driving Record: Auto Insurance Points System

Many states place "points" on your driver's license to indicate traffic accidents and other violations. These insurance points reflect any moving violations you may have committed during the course of the calendar year.

Points can have a negative impact on your driver's record in two ways.

* First, any state participating in the points system has a maximum number of points allowed before a driver loses his or her privilege to drive.
* Secondly, points usually result in a large increase in your car insurance premium costs.

Comments

Nobody has commented on this tip yet. Be the first.

Ask a Question

Not finding the advice and tips you need on this Car Insurance Tip Site? Request a Tip Now!

Guru Spotlight

Jerry Mayo

Ever wonder how you could make your life better and more fun? So have tens of millions of fans who have turned to LifeTips for answers over the past decade. We keep the tips, advice, books, podcasts and writing services flowing, so you can keep your life and business growing in the right direction. Upward!