Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Determining the Auto Insurance Premium and other Car Insurance topics.
Your car insurance premium costs are affected by two types of factors: those you can change, and those you cannot. Your geographic location and your driving record are two examples of factors you can change. Both take considerable time to affect.
Age, gender, and marital status are examples of factors you cannot change. (You can change your sex and marital status, but it is rather drastic to do so for car insurance costs savings.) Doing research and shopping for car insurance online will help you find cheap auto insurance premiums for your particular set of factors.