Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Determining the Auto Insurance Premium and other Car Insurance topics.
There are factors that affect your car insurance premium costs that you cannot change or affect. Age is one of them.
The highest rate of fatal car crashes among licensed drivers is drivers age 15-20, closely followed by drivers over age 70. If you fall into one of these two age categories, your car insurance premiums will be higher since history tells us these two groups are most likely to have accidents.
If you fall between the ages of 20 - 70, age will be less of a factor in your car insurance premium costs. Doing research and shopping for car insurance online will help you find cheap auto insurance premiums for your particular age.