Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Determining the Auto Insurance Premium and other Car Insurance topics.
There are factors that affect your car insurance premium costs that you simply cannot change or affect. Gender is one of them. (You actually can change your gender, but doing so for cheap car insurance rates is rather drastic.)
Statisticians and actuaries can show years of evidence that suggest emphatically that women make safer drivers. If you are a man, your car insurance premiums will be more expensive relative to the car insurance premiums of your female counterparts.