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How does where I live affect the amount of my car insurance premium?

Geography and Car Insurance Premium Costs

There are factors you CAN change that affect your car insurance premium costs, and where you live is one of them. Sometimes moving two blocks away or to a different zip code can drive your car insurance premiums up or down.

Statistically speaking, drivers who live in rural areas are far less likely to have an automobile accident or to have their car stolen, and therefore their auto insurance premiums will be lower.

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