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When should I file a claim against my auto insurance policy?

When to File an Auto Insurance Claim

It is in your best interest to file a claim against your auto insurance policy in some specific situations. For example, if another party is involved in your auto accident, notify your car insurance company immediately. Regardless of the scope of the accident, letting your insurance company knows helps protect you against any type of lawsuit that could result. You should also file an insurance claim if you have an accident and the party at fault does not have auto insurance, or if you are at fault and the other party is injured in the accident. Your auto insurance will protect you in the event of a lawsuit.

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